When considering access to 0% introductory annual percentage rate (APR) offers, one option is opening a new credit card with a 0% APR. Nonetheless, it is not the sole method, as it is also possible to obtain a 0% intro APR offer on an existing credit card in certain situations.

While acquiring a new card with a promotional offer is the common route to securing a 0% APR, some credit card companies do extend these promotions to existing cardholders. This approach may be advantageous compared to acquiring a new card, as there is no guarantee of approval for a new card, and opening a new account could potentially harm your credit score.

There are generally two ways to receive a 0% APR offer on an existing credit card. Firstly, one may wait for an automatic offer to be sent by the credit card issuer based on the cardholder's responsible card usage. Alternatively, cardholders can actively inquire about any available 0% APR offers by contacting the credit card company's customer service.

To increase the likelihood of receiving 0% APR offers on existing cards, cardholders are advised to use their cards responsibly, maintain a good credit score, keep their accounts active, and enable notifications for special offers from the credit card issuer. By keeping a vigilant eye on their accounts and engaging with customer service, cardholders can potentially secure beneficial 0% APR offers on their current credit cards.