PNC Bank has been serving clients for over 160 years, providing banking services for individuals, small businesses, corporations, and institutional customers. With a network of more than 2,300 branches and around 60,000 PNC and partner ATMs nationwide, PNC offers a wide range of banking products:

- **PNC Virtual Wallet:** This online and mobile banking suite combines checking, savings, and money management tools. It includes features like Spend, Reserve (an extra checking account for budgeting), and Growth (a high-yield savings account).

- **Other Variants:** PNC Virtual Wallet with Performance Select, Virtual Wallet Student, and Virtual Wallet with Performance Spend offer additional benefits and features tailored to different needs.

- **Foundation Checking:** This is the basic checking option with no overdraft fees and a low monthly service fee.

- **Premiere Money Market:** This account has no minimum opening deposit and offers competitive interest rates with a monthly service fee that can be waived.

- **Standard Savings:** PNC's basic savings account offers various features like unlimited deposits and transfers and auto savings tools.

- **Certificates of Deposit (CDs):** Terms range from seven days to 10 years, with interest rates up to 4.1% APY and a minimum opening deposit of $1,000.

- **Other Products:** S is for Savings (a kids' account), credit cards, lending options (home loans, auto loans, etc.), and investment and wealth management services are also available.

PNC Bank also discloses some of the fees customers might face. While PNC offers diverse CD terms and a highly rated mobile app, there are cons like limited availability of high-yield savings accounts and monthly service fees for most accounts. The bank also provides customer support during specific hours and has a strong commitment to sustainability.