Today, mortgage interest rates have gone up slightly, but the positive news is that they are lower than they were last week. Zillow reports that the 30-year fixed mortgage rate has decreased by eight basis points to 6.51% from the previous weekend. The 20-year fixed rate has also dropped by 20 basis points to 6.25%, and the 15-year fixed rate is down by four basis points to 5.89%. Even though the increase in rates today may seem disappointing, individuals searching for homes this weekend may find themselves in a slightly better position compared to the previous weekend.

It is essential to consider locking in a mortgage rate, especially with the current scenario. If you have any questions about buying, owning, or selling a house, you can submit them to Yahoo's group of Realtors through a Google form.

Current mortgage rates provided by the latest data from Zillow include:

- 30-year fixed: 6.51% - 20-year fixed: 6.25% - 15-year fixed: 5.89% - 5/1 ARM: 6.79% - 7/1 ARM: 6.92% - 30-year VA: 6.09% - 15-year VA: 5.57% - 5/1 VA: 6.07%

These rates are national averages rounded to the nearest hundredth.

For mortgage refinancing rates, the current figures according to Zillow data are as follows:

- 30-year fixed: 6.53% - 20-year fixed: 6.11% - 15-year fixed: 5.88% - 5/1 ARM: 7.01% - 7/1 ARM: 7.40% - 30-year VA: 6.08% - 15-year VA: 5.90% - 5/1 VA: 6.13% - 30-year FHA: 6.01% - 15-year FHA: 5.72%

These rates are also national averages rounded to the nearest hundredth. Mortgage refinance rates are often higher than rates for home purchases.

When it comes to mortgage terms, choosing between a 30-year and a 15-year fixed-rate mortgage is important. While a 30-year term may have a lower monthly payment spread over more months, a 15-year term offers a lower interest rate and the opportunity to pay off the loan faster.

Consider your financial goals and speak with your lender to determine the best mortgage option for you.