The Capital One QuicksilverOne Cash Rewards Credit Card is designed for individuals looking to improve their credit score while earning a minimum of 1.5% cash back on all qualifying purchases. It offers benefits such as the potential for automatic credit line increases after as little as 6 months and free credit score monitoring through CreditWise.
In addition to the cash back rewards, this credit card provides other valuable perks for cardholders. These include automatic credit line reviews and no foreign transaction fees. Cardholders can also track and monitor their credit score progress using CreditWise to potentially qualify for higher rewards credit cards in the future.
There are three main ways to earn rewards with the Capital One QuicksilverOne Cash Rewards Credit Card. You can earn 5% cash back on bookings made through Capital One Travel, 1.5% cash back on everyday purchases, and additional rewards by referring friends and family.
Cash-back rewards earned with this card do not expire as long as the account remains open and in good standing. Rewards can be redeemed in various ways, such as receiving cash back as a statement credit, using rewards to cover purchases, purchasing gift cards, or booking travel through the Capital One Travel portal.
The Capital One QuicksilverOne Cash Rewards Credit Card is suitable for individuals looking to build their credit history while earning cash-back rewards. Those with good or excellent credit scores may also consider applying for higher rewards credit cards. By using the card responsibly, cardholders may see their credit limit increase automatically after six months.